Risk Disclosures
Understanding investment risks is crucial for making informed decisions. Please read these disclosures carefully.
Important Risk Warning
All investments carry risk of loss, including all investments involve risk, including possible loss of capital. Past performance does not guarantee future results. The value of your investment may go up or down, and you may not receive the full amount invested.
Please invest only what you are comfortable with and understand the risks before investing.
Types of Investment Risks
Understanding the key risks involved:
Market Risk
Investment values may change due to market conditions.
Liquidity Risk
Some investments may not be easy to sell quickly or at the expected value.
Credit Risk
There is a risk that a borrower or partner may not meet their financial obligations.
Regulatory Risk
Changes in laws or regulations in Nepal may affect certain investments.
Detailed Risk Disclosures
1. Market and Economic Risks
Investment values fluctuate due to various market factors including:
- • Economic conditions and market trends
- • Interest rates and inflation
- • Political or policy changes in Nepal
- • Global events and economic shifts
- • Currency changes (for foreign-related investments)
2. Specific Product Risks
Equity Investments
Stock prices can fluctuate. Company performance, management decisions, and market competition can affect returns.
Real Estate Investments
Property values may change due to location, demand, regulations, and overall market conditions.
Startup Investments
Startups carry higher risk. Some businesses may not succeed, and investments may result in partial or full loss.
Alternative Investments
These may involve complex structures, limited liquidity, and risks specific to the type of investment.
3. Liquidity Considerations
Many investments offered through our platform have limited liquidity:
- • Lock-in periods may apply
- • Limited resale options for certain products
- • Early exit may have conditions or restrictions
- • Market conditions may affect selling value
4. Regulatory and Compliance Risks
Changes in laws, tax rules, or financial regulations in Nepal may impact investments and returns.
5. Technology and Operational Risks
As a digital platform, certain risks may exist:
- • System interruptions or technical issues
- • Cybersecurity risks
- • Errors in processing transactions
- • Dependence on third-party service providers
6. Advisory Limitations
Any insights or guidance provided are based on available information at the time. Market conditions can change, and outcomes are not guaranteed.
AI tools provide general guidance and should not be considered as fully personalized financial advice.
7. Your Responsibilities
As an investor, you are responsible for:
- • Understanding the risks before investing
- • Diversifying your investments
- • Monitoring your portfolio regularly
- • Seeking independent advice if needed
- • Investing only what you can afford
8. Contact Information
If you have any questions about risks, please contact us:
Email: info@invcircle.com
Phone: +977-1-4526267
Address: Furtiman Marga - 5, Bishalnagar, Kathmandu, Nepal